房地产交易费用是多少？

交易成本是买卖双方在买卖双方发生的额外费用。纽约的关闭费用可能占购买金额的1-8％。

买方的费用包括法律和注册费以及联邦，州和城市税。这些费用必须在交易结束前或交易结束时支付，这将是您的预付款的额外费用。请在准备购买时包括这些费用。这些费用将在下面详细说明。

When buying a newly built condo (in NYC it is called “buying from a sponsor,”) you will pay: New York City real property transfer tax, which equals 1% for properties below $499,999 and 1.425% for properties above $499,999. Another tax payable to the state is New York state transfer tax, which is 0.4% of the sale price. Additionally, you will have to cover the seller's attorney fee which is usually $1,500-$2,500.

Title insurance is also requited to protect your ownership right from possible third party claims for the entire length of your ownership. It costs approximately $450 per $100,000 of the property price.

如果您的物业价格超过$ 1,000,000，您将另外支付物业税的1％的豪宅税。

Many buildings collect additional fees such as an application fee of $200 and up; a managing agent fee of $250-$500, and a move-in deposit of $500-$1500.

您还必须聘请律师来审查所有文件。根据购买结构的复杂程度加上记录费用，该金额的范围大约为$ 2,500-$ 5,000，从$ 500开始。

If you are taking on a mortgage to buy your property, more cash is needed for closing. Mortgage loan origination fees or points range from 0.5% to 3% of value of the loan. Such mortgage-related expenses include a lien search of around $300 - $400, various bank fees (such as tax escrow, homeowners' insurance) of $400-$1200, mortgage title insurance which costs $200 per $100,000 of property value, and a mortgage tax of 1.8% of the mortgage loan for loans under $499,999 and 1.925% of mortgage loans above $499,999. Additionally, you will have to pay $500 and up for an appraisal, $30-$100 per applicant’s credit report, another $500 and up for the loan application. Additionally, there is usually a bank attorney fee of approximately $1000-$1500.